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| related topics |
| {condition, economic, financial} |
| {operation, natural, condition} |
| {control, financial, internal} |
| {regulation, change, law} |
| {loss, insurance, financial} |
| {debt, indebtedness, cash} |
| {system, service, information} |
| {competitive, industry, competition} |
| {acquisition, growth, future} |
| {tax, income, asset} |
|
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Market and Interest Rate Risk
Changes in interest rates could reduce income and cash flow
Risks related to the nature and geographical location of Capital Corp of the West s business
Capital Corp of the West invests in loans that contain inherent credit risks that may cause us to incur losses
Deterioration of local economic conditions could hurt our profitability
The markets in which Capital Corp of the West operates are subject to the risk of earthquakes and other natural disasters
Substantial competition in the California banking market could adversely affect us
Risks associated with potential acquisitions or divestitures or restructuring may adversely affect us
Restrictions on dividends and other distributions could limit amounts payable to us
Adverse effects of, or changes in, banking or other laws and regulations or governmental fiscal or monetary policies could adversely affect us
Systems, Accounting and Internal Control Risks
The accuracy of the Company s judgments and estimates about financial and accounting matters will impact operating results and financial condition
The Company s information systems may experience an interruption or breach in security
The Company s controls and procedures may fail or be circumvented
Full 10-K form ▸
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