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| related topics |
| {condition, economic, financial} |
| {regulation, change, law} |
| {investment, property, distribution} |
| {financial, litigation, operation} |
| {debt, indebtedness, cash} |
| {acquisition, growth, future} |
| {stock, price, share} |
| {personnel, key, retain} |
| {product, market, service} |
| {regulation, government, change} |
| {competitive, industry, competition} |
| {tax, income, asset} |
|
|
Fluctuations in interest rates could adversely affect our business
Fluctuations in interest rates could adversely affect our margin spread
The continuing war on terrorism could adversely affect U.S. and global economic conditions
Substantial competition could adversely affect us
Adverse effects of, or changes in, banking or other laws and regulations or governmental fiscal or monetary policies could adversely affect us
Changes in accounting standards could materially impact our financial statements
There are an increasing number of non-bank competitors providing financial services
Adverse California economic conditions could adversely affect our business
Adverse economic factors affecting certain industries we serve could adversely affect our business
We are not able to offer all of the financial services and products of a financial holding company
Our stockholder votes are controlled by The Bank of Tokyo-Mitsubishi UFJ; our interests and those of our minority stockholders may not be the same as those of The Bank of Tokyo-Mitsubishi UFJ
Possible future sales of our shares by The Bank of Tokyo-Mitsubishi UFJ could adversely affect the market for our stock
Potential conflicts of interest with The Bank of Tokyo-Mitsubishi UFJ could adversely affect us
Restrictions on dividends and other distributions could limit amounts payable to us
Our ability to make acquisitions is subject to regulatory constraints and risks associated with potential acquisitions or divestitures or restructurings may adversely affect us
Privacy restrictions could adversely affect our business
Our business could suffer if we fail to attract and retain skilled personnel
Significant legal actions could subject us to substantial uninsured liabilities
Changes in our tax rates could affect our future results
Full 10-K form ▸
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