1015328--3/1/2007--WINTRUST_FINANCIAL_CORP

related topics
{loss, insurance, financial}
{condition, economic, financial}
{acquisition, growth, future}
{regulation, change, law}
{competitive, industry, competition}
The financial services industry is very competitive. Wintrust may be adversely affected by interest rate changes. Wintrust is subject to lending risk. Wintrust s allowance for loan losses may prove to be insufficient to absorb losses that may occur in its loan portfolio. De novo operations and branch openings impact Wintrust s profitability. Wintrust s premium finance business involves unique operational risks and could expose it to significant losses. Wintrust may not be able to obtain liquidity and income from the sale of premium finance receivables in the future. Wintrust historically has engaged in a large number of acquisitions. Wintrust may not be able to continue to implement such an acquisition strategy in the future and there are risks associated with such acquisitions. Wintrust is subject to extensive government regulation and supervision. Wintrust s profitability depends significantly on economic conditions in the state of Illinois. Wintrust relies on dividends from its subsidiaries for most of its revenue.

Full 10-K form ▸
related documents
1015328--3/31/2006--WINTRUST_FINANCIAL_CORP
881453--3/24/2006--AMERICAN_SKANDIA_LIFE_ASSURANCE_CORP/CT
881453--3/14/2008--PRUDENTIAL_ANNUITIES_LIFE_ASSURANCE_CORP/CT
1038509--3/24/2006--PRUCO_LIFE_INSURANCE_OF_NEW_JERSEY
777917--3/24/2006--PRUCO_LIFE_INSURANCE_CO
777917--3/14/2008--PRUCO_LIFE_INSURANCE_CO
1273397--3/9/2007--PROCENTURY_CORP
835357--3/17/2006--MONY_LIFE_INSURANCE_CO_OF_AMERICA
888919--3/16/2006--HCC_INSURANCE_HOLDINGS_INC/DE/
35733--5/31/2007--FINANCIAL_INDUSTRIES_CORP
1156124--3/12/2007--GENWORTH_LIFE_&_ANNUITY_INSURANCE_CO
1015328--2/29/2008--WINTRUST_FINANCIAL_CORP
35733--10/30/2006--FINANCIAL_INDUSTRIES_CORP
5272--2/28/2008--AMERICAN_INTERNATIONAL_GROUP_INC
1163710--3/29/2006--RELIASTAR_LIFE_INSURANCE_CO_OF_NEW_YORK
33416--3/8/2006--ERIE_FAMILY_LIFE_INSURANCE_CO
8177--3/31/2008--ATLANTIC_AMERICAN_CORP
949156--3/17/2008--MEADOWBROOK_INSURANCE_GROUP_INC
819913--3/18/2008--HALLMARK_FINANCIAL_SERVICES_INC
1172052--3/16/2006--SAFETY_INSURANCE_GROUP_INC
847431--3/15/2010--NYMAGIC_INC
836658--3/30/2006--ING_USA_ANNUITY_&_LIFE_INSURANCE_CO
8177--3/31/2009--ATLANTIC_AMERICAN_CORP
949156--3/13/2007--MEADOWBROOK_INSURANCE_GROUP_INC
839759--3/13/2007--ALLSTATE_LIFE_INSURANCE_CO_OF_NEW_YORK
835357--3/15/2007--MONY_LIFE_INSURANCE_CO_OF_AMERICA
949156--3/16/2009--MEADOWBROOK_INSURANCE_GROUP_INC
727920--3/17/2006--AXA_EQUITABLE_LIFE_INSURANCE_CO
888002--3/17/2006--AXA_FINANCIAL_INC
8177--3/30/2007--ATLANTIC_AMERICAN_CORP