1019650--3/13/2009--CENTRUE_FINANCIAL_CORP

related topics
{condition, economic, financial}
{competitive, industry, competition}
{loss, insurance, financial}
{acquisition, growth, future}
{system, service, information}
{loan, real, estate}
Risks Related to the Company s Business We are subject to current financial market risk. We are subject to interest rate risk. We are subject to lending risk. We are subject to economic conditions of our geographic market. We are subject to current levels of unprecedented market volatility. Our allowance for loan losses may be insufficient. Mergers and Acquisitions may disrupt our business and dilute stockholder value. Our information systems may experience an interruption or breach in security. Risks Associated with the Company s Industry We operate in a highly regulated industry. We operate in an industry that is interrelated such that defaults by other larger institutions could adversely affect financial markets generally. We operate in an industry that is significantly affected by general business and economic conditions.

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