1024321--3/31/2006--BEVERLY_HILLS_BANCORP_INC

related topics

{loan, real, estate}

{tax, income, asset}

{competitive, industry, competition}

{loss, insurance, financial}

{acquisition, growth, future}

{regulation, government, change}

{condition, economic, financial}

We face risk from changes in interest rates. We face risk from possible declines in the quality of our assets. Our allowances for loan losses may be inadequate. We have a significant concentration of loans in California. Our business is highly competitive. Our business is heavily regulated. We may not be able to fully utilize our deferred tax assets. The sale of the Beverly Hills branch may not achieve the desired results.

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