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| related topics |
| {stock, price, share} |
| {loan, real, estate} |
| {regulation, government, change} |
| {competitive, industry, competition} |
| {loss, insurance, financial} |
| {condition, economic, financial} |
| {provision, law, control} |
| {personnel, key, retain} |
| {product, market, service} |
| {acquisition, growth, future} |
| {stock, price, operating} |
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Risks Relating to the Business of the Company and its Affiliates
The Company s future depends on the successful growth of its subsidiaries
A majority of our business is concentrated in Maryland and Delaware; a significant amount of our business is concentrated in real estate lending
Interest rates and other economic conditions will impact our results of operation
The Banks may experience loan losses in excess of their allowances
The market value of our investments might decline
The banking industry is heavily regulated; significant regulatory changes could adversely affect our operations
We operation in a highly competitive market
The loss of key personnel could disrupt our operations and result in reduced earnings
We may be subject to claims
We may be adversely affected by recent legislation
We may not be able to keep pace with developments in technology
Risks Relating to the Company s Common Stock
The Company s ability to pay dividends is limited
The shares of the Company s common stock are not insured
The shares of the Company s common stock are not heavily traded
The Company s Articles of Incorporation and Bylaws and Maryland law may discourage a corporate takeover
Full 10-K form ▸
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