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related topics |
{loan, real, estate} |
{stock, price, share} |
{loss, insurance, financial} |
{condition, economic, financial} |
{regulation, change, law} |
{debt, indebtedness, cash} |
{control, financial, internal} |
{system, service, information} |
{personnel, key, retain} |
{acquisition, growth, future} |
{competitive, industry, competition} |
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Our Results Are Impacted by the Economic Conditions of Our Principal Operating Regions
We Are Exposed to Risks in Connection with the Loans We Make
We Compete with Larger Companies for Business
We Are Exposed to Certain Market Risks
Compliance with Changing Laws, Regulations and Standards May Result in Additional Risks and Expenses
Government Regulations May Prevent or Impair Our Ability to Pay Dividends, Engage in Acquisitions or Operate in Other Ways
We Depend Heavily on our Key Management Personnel
We Have a High Concentration of Loans Secured by Real Estate
Our Allowance for Probable Loan Losses May Be Insufficient
We Are Subject To Environmental Liability Risk Associated With Lending Activities
Our Controls and Procedures May Fail or Be Circumvented
The Holders of Our Subordinated Debentures Have Rights That Are Senior to Those of Our Shareholders
Our Information Systems May Experience an Interruption or Breach in Security
An Investment in Our Common Stock Is Not an Insured Deposit
Consumers May Decide Not To Use Banks to Complete Their Financial Transactions
Full 10-K form ▸
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