1042064--3/4/2009--NORTHWEST_BANCORP_INC

related topics
{condition, economic, financial}
{loss, insurance, financial}
{regulation, government, change}
{loan, real, estate}
{competitive, industry, competition}
If the Allowance for Credit Losses is Not Sufficient to Cover Actual Loan Losses, the Company s Earnings Could Decrease. The Concentration of Loans in the Company s Primary Market Area May Increase Risk. Strong Competition May Limit Growth and Profitability. The Company Operates in a Highly Regulated Environment and May Be Adversely Affected by Changes in Laws and Regulations. Recent negative developments in the financial industry and the domestic and international credit markets may adversely affect our operations and results.

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