|
| related topics |
| {acquisition, growth, future} |
| {condition, economic, financial} |
| {loss, insurance, financial} |
| {regulation, change, law} |
| {stock, price, share} |
| {loan, real, estate} |
| {tax, income, asset} |
| {system, service, information} |
| {personnel, key, retain} |
| {competitive, industry, competition} |
|
|
The continuation of adverse market conditions in the U.S. economy and the markets in which we operate could adversely impact us.
The requirement to record certain assets and liabilities at fair value may adversely affect our financial results.
Our ability to pay dividends is subject to regulatory limitations and may be restricted.
Recent developments affecting the financial markets presently have an unknown effect on our business.
We are subject to extensive government regulation and supervision which could adversely affect our operations.
We may elect or be compelled to seek additional capital in the future, but that capital may not be available when it is needed.
The trading volume in our common stock is less than that of larger public companies which can contribute to volatility in our stock price.
Our operations are subject to interest rate risk and variations in interest rates may negatively affect financial performance.
Current and further deterioration in the housing market could cause further increases in delinquencies and non-performing assets, including loan charge-offs, and depress our income and growth.
We are subject to lending risk and could suffer losses in our loan portfolio despite our underwriting practices.
Our allowance for losses on loans may be insufficient to cover actual losses on loans.
We operate in a highly competitive industry and market area with other financial institutions offering products and services similar to those we offer.
We may experience difficulties in managing our growth, and our growth strategy involves risks that may negatively impact our net income.
We may be subject to examinations by taxing authorities which could adversely affect our results of operations.
We may not be able to attract and retain the skilled employees necessary for our business.
Our information systems may experience an interruption or breach in security that could impact our operational capabilities.
Full 10-K form ▸
|
|
| related documents |
| 1003961--9/28/2010--PATAPSCO_BANCORP_INC |
| 742054--3/14/2007--CADENCE_FINANCIAL_CORP |
| 742054--3/13/2008--CADENCE_FINANCIAL_CORP |
| 102212--3/6/2009--UNIVEST_CORP_OF_PENNSYLVANIA |
| 775662--3/7/2008--VIST_FINANCIAL_CORP |
| 775662--3/9/2007--LEESPORT_FINANCIAL_CORP |
| 1058438--3/15/2007--CFS_BANCORP_INC |
| 1058438--3/7/2008--CFS_BANCORP_INC |
| 804561--4/17/2007--CENTRAL_VIRGINIA_BANKSHARES_INC |
| 804561--3/31/2008--CENTRAL_VIRGINIA_BANKSHARES_INC |
| 1014133--3/31/2008--COMMUNITY_CENTRAL_BANK_CORP |
| 1063997--3/27/2008--HARRINGTON_WEST_FINANCIAL_GROUP_INC/CA |
| 859070--3/13/2009--FIRST_COMMUNITY_BANCSHARES_INC_/NV/ |
| 1176316--4/2/2007--ACCESS_NATIONAL_CORP |
| 1176316--3/31/2006--ACCESS_NATIONAL_CORP |
| 1106980--3/29/2007--AMERICAN_COMMUNITY_BANCSHARES_INC |
| 805080--3/14/2006--WEST_SUBURBAN_BANCORP_INC |
| 891523--3/24/2006--CENTRUE_FINANCIAL_CORP |
| 1004740--4/2/2008--CAPITAL_CORP_OF_THE_WEST |
| 1115055--3/7/2008--PINNACLE_FINANCIAL_PARTNERS_INC |
| 1106980--3/13/2008--AMERICAN_COMMUNITY_BANCSHARES_INC |
| 813640--3/31/2008--CITIZENS_BANCSHARES_CORP_/GA/ |
| 1253317--3/27/2009--OLD_LINE_BANCSHARES_INC |
| 714562--3/13/2009--FIRST_FINANCIAL_CORP_/IN/ |
| 714980--5/18/2010--CITY_NATIONAL_BANCSHARES_CORP |
| 1063997--3/23/2007--HARRINGTON_WEST_FINANCIAL_GROUP_INC/CA |
| 932781--3/26/2007--FIRST_COMMUNITY_CORP_/SC/ |
| 912382--3/13/2009--NATIONAL_BANK_OF_INDIANAPOLIS_CORP |
| 1034594--3/23/2006--BAY_BANKS_OF_VIRGINIA_INC |
| 1068300--3/14/2007--METROCORP_BANCSHARES_INC |
|