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| related topics |
| {loss, insurance, financial} |
| {capital, credit, financial} |
| {competitive, industry, competition} |
| {regulation, change, law} |
| {interest, director, officer} |
| {provision, law, control} |
| {condition, economic, financial} |
| {personnel, key, retain} |
| {customer, product, revenue} |
| {stock, price, share} |
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We may not be able to generate material revenue or profit under our new agency and reinsurance agreements.
If our agreements with C F are terminated or C F chooses not to renew them, our ability to generate revenue would be adversely affected.
We participate in a potentially unprofitable, unstable market.
Our industry is highly competitive and we may not be able to compete successfully in the future.
Our investment return may not be sufficient to offset underwriting losses.
Our inability to retain senior executives and other key personal could adversely affect our business.
Your ownership of our shares does not guarantee insurance coverage.
There is no market for our shares, which may be subject to restrictions on transfer.
Reinsurance may not be available to us.
Difficult conditions in the economy generally may materially adversely affect our business and results of operations, and these conditions may not improve in the near future.
We may be impacted by claims relating to the recent financial market turmoil
Actual claims may exceed our reserves for losses and loss expenses.
Legislative and regulatory requirements could have a material adverse effect on our business.
Our Bermuda entities could become subject to regulation or taxation in the United States.
As a shareholder of our company, you may have greater difficulties in protecting your interests than as a shareholder of a U.S. corporation.
A downgrade in our A.M. Best rating or that of C F could impair our ability to sell insurance policies or those of C F.
Anti-takeover provisions could make it more difficult for a third party to acquire us.
Full 10-K form ▸
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