|
| related topics |
| {acquisition, growth, future} |
| {condition, economic, financial} |
| {loss, insurance, financial} |
| {competitive, industry, competition} |
| {debt, indebtedness, cash} |
| {cost, regulation, environmental} |
| {regulation, change, law} |
|
|
The Company s business is subject to interest rate risk and variations in market interest rates may negatively affect its financial performance
The Company s allowance for loan losses may not be adequate to cover actual losses
Changes in economic conditions, particularly an economic slowdown in Ohio and Michigan, could hurt the Company s business
The Company faces strong competition from other financial institutions, financial service companies and other organizations offering services similar to those offered by it, which could result in the Company not being able to grow its loan and deposit businesses
The Company relies, in part, on external financing to fund its operations and the unavailability of such funds in the future could adversely impact its growth strategy and prospects
The Company may have difficulty managing its growth, which may divert resources and limit its ability to expand its operations successfully
The Company is subject to extensive regulation that could adversely affect it
The Bank s ability to pay dividends is subject to regulatory limitations which, to the extent the Company requires such dividends in the future, may affect its ability to service its debt and pay dividends
The Company may fail to realize the anticipated benefits of its acquisition of Northern
Full 10-K form ▸
|
|
| related documents |
| 1068912--9/15/2008--FIRST_PLACE_FINANCIAL_CORP_/DE/ |
| 1093897--3/19/2008--COASTAL_BANKING_CO_INC |
| 1342287--11/9/2007--General_Finance_CORP |
| 783739--3/17/2008--BANCTRUST_FINANCIAL_GROUP_INC |
| 932781--3/15/2006--FIRST_COMMUNITY_CORP_/SC/ |
| 1068912--9/7/2007--FIRST_PLACE_FINANCIAL_CORP_/DE/ |
| 714530--3/17/2008--NEWBRIDGE_BANCORP |
| 854399--3/6/2006--PREMIER_COMMUNITY_BANKSHARES_INC |
| 783739--3/15/2007--BANCTRUST_FINANCIAL_GROUP_INC |
| 840256--3/7/2007--VINEYARD_NATIONAL_BANCORP |
| 882184--11/27/2007--HORTON_D_R_INC_/DE/ |
| 1343034--4/2/2007--Community_Partners_Bancorp |
| 707886--3/18/2010--UNITED_COMMUNITY_FINANCIAL_CORP |
| 1338977--3/31/2008--CapitalSouth_Bancorp |
| 901491--2/23/2010--PAPA_JOHNS_INTERNATIONAL_INC |
| 1179500--3/17/2008--COMMUNITY_FIRST_INC |
| 1353633--12/16/2010--Intervia_Inc. |
| 1353633--12/9/2010--Intervia_Inc. |
| 1137048--2/28/2008--ODYSSEY_RE_HOLDINGS_CORP |
| 1090009--3/30/2006--GREENVILLE_FIRST_BANCSHARES_INC |
| 1063997--3/27/2008--HARRINGTON_WEST_FINANCIAL_GROUP_INC/CA |
| 743368--3/1/2007--BOWATER_INC |
| 724606--3/9/2006--PANERA_BREAD_CO |
| 919012--4/2/2008--AMERICAN_EAGLE_OUTFITTERS_INC |
| 860518--10/1/2008--ITEX_CORP |
| 49826--2/27/2009--ILLINOIS_TOOL_WORKS_INC |
| 886346--3/16/2006--KADANT_INC |
| 804561--4/17/2007--CENTRAL_VIRGINIA_BANKSHARES_INC |
| 804561--3/31/2006--CENTRAL_VIRGINIA_BANKSHARES_INC |
| 804561--3/31/2008--CENTRAL_VIRGINIA_BANKSHARES_INC |
|