1077428--2/19/2010--TEXAS_CAPITAL_BANCSHARES_INC/TX

related topics

{operation, natural, condition}

{personnel, key, retain}

{control, financial, internal}

{loss, insurance, financial}

{stock, price, share}

{capital, credit, financial}

Our growth plans are dependent on the availability of capital and funding. We are dependent upon key personnel. Our future profitability depends, to a significant extent, upon revenue we receive from our middle market business customers and their ability to meet their loan obligations. Severe weather, natural disasters, acts of war or terrorism and other external events could significantly impact our business. Our controls and procedures may fail or be circumvented. The trading volume in our common stock is less than that of other larger financial services companies.

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