1077428--2/26/2008--TEXAS_CAPITAL_BANCSHARES_INC/TX

related topics

{personnel, key, retain}

{operation, natural, condition}

{loss, insurance, financial}

{stock, price, share}

{capital, credit, financial}

{product, market, service}

The growth plans for the Bank are dependent on the availability of capital and funding. We are dependent upon key personnel. Our future profitability depends, to a significant extent, upon revenue we receive from our middle market business customers and their ability to meet their loan obligations. Severe weather, natural disasters, acts of war or terrorism and other external events could significantly impact our business. New lines of business or new products and services may subject us to additional risks. An investment in our common stock is not an insured deposit.

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