1080866--3/16/2007--BANKRATE

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Risks Related to Our Business Our Success Depends on Internet Advertising Revenue Our Success Depends on Interest Rate Volatility We May Expand our Operations Through Acquisitions, Which Could Divert Management s Attention and Expose Us to Unanticipated Costs and Liabilities and We May Experience Difficulties Integrating the Acquired Operations, and We May Incur Costs Relating to Potential Acquisitions that are Never Consummated The Expected Benefits of Our Recent Acquisition of FastFind, Including Expected Synergies, May Not Be Realized If We Fail to Detect Click-through Fraud or Unscrupulous Advertisers, We Could Lose the Confidence of our Advertisers, Thereby Causing our Business to Suffer More Individuals are Utilizing Non-PC Devices to Access the Internet, and our Online Network May Not be Accepted by Such Users. More Individuals are Utilizing Non-PC Devices to Access the Internet, and our Online Network May Not be Accepted by Such Users. Adverse Resolution of Litigation May Harm Our Operating Results or Financial Condition Our Success Depends on Establishing and Maintaining Distribution Arrangements Risks Related to Our Industry, the Internet and Our Technology Infrastructure Our Future Success is Dependent Upon Increased Acceptance of the Internet by Consumers as a Medium for Obtaining Financial Product Information Our Markets Are Highly Competitive Our Web Sites May Encounter Technical Problems and Service Interruptions We Rely on the Protection of Our Intellectual Property We May Face Liability for Information on Our Web Sites We May Face Liability for, and may be Subject to Claims Related to, Inaccurate Advertising Content Provided to Us Future Government Regulation of the Internet is Uncertain and Subject to Change We May Be Limited or Restricted in the Way We Establish and Maintain Our Online Relationships by Laws Generally Applicable to Our Business, or We may be Required to Obtain Certain Licenses We May Be Limited or Restricted in the Way We Establish and Maintain Our Online Relationships by Laws Generally Applicable to Our Business, or We may be Required to Obtain Certain Licenses We May Be Limited or Restricted in the Way We Establish and Maintain Our Online Relationships by Laws Generally Applicable to Our Business, or We may be Required to Obtain Certain Licenses Risks Related to Corporate Control and Our Stock Price Our Ownership is Heavily Concentrated Our Articles Of Incorporation, Bylaws, and Certain Laws And Regulations May Prevent or Delay Transactions You Might Favor, Including a Sale or Merger of Us. Our Articles Of Incorporation, Bylaws, and Certain Laws And Regulations May Prevent or Delay Transactions You Might Favor, Including a Sale or Merger of Us. Our Results of Operations May Fluctuate Significantly Our Stock Price May Continue to be Volatile

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1080866--3/16/2007--BANKRATE_INC