|
| related topics |
| {condition, economic, financial} |
| {loss, insurance, financial} |
| {tax, income, asset} |
| {acquisition, growth, future} |
| {capital, credit, financial} |
| {debt, indebtedness, cash} |
| {competitive, industry, competition} |
| {system, service, information} |
| {provision, law, control} |
| {loan, real, estate} |
|
|
Our Allowance for Loan Losses May Prove to be Insufficient to Absorb Losses in Our Loan Portfolio.
Our Expansion and Growth, If Not Successful, Could Negatively Impact Earnings.
Competition From Financial Institutions and Other Financial Service Providers May Adversely Affect Our Growth and Profitability.
The Terms of Our Capital May Change and Our Access to Capital Markets and Financial Markets May Not Be Available When It Is Needed.
We are Subject to Security and Operational Risks Relating to Our Use of Technology that Could Damage Our Reputation and Our Business.
Conditions in Insurance Markets Could Adversely Affect Our Earnings.
Financial and Operating Counterparties Expose Us to Risks
Our Wholesale Funding Sources May Prove Insufficient to Replace Deposits at Maturity and Support Our Operations and Future Growth.
Lack of Consumer Confidence in Financial Institutions May Decrease Our Level of Deposits.
Our Ability to Service Our Debt, Pay Dividends and Otherwise Pay Our Obligations as They Come Due Is Substantially Dependent on Capital Distributions from Berkshire Bank, and These Distributions Are Subject to Regulatory Limits and Other Restrictions.
Economic Conditions May Adversely Affect Our Liquidity.
Changes in Interest Rates Could Adversely Affect Our Results of Operations and Financial Condition.
Continued or Further Declines in the Value of Certain Investment Securities Could Require Write-Downs, Which Would Reduce Our Earnings.
If Dividends Paid On Our Investment in the Federal Home Loan Bank of Boston Continue to be Suspended, or If Our Investment is Classified as Other-Than-Temporarily Impaired or as Permanently Impaired, Our Earnings and/or Stockholders Equity Could Decrease.
Our Expenses Will Increase As A Result Of Increases in FDIC Insurance Premiums.
Provisions of our certificate of incorporation, bylaws and Delaware law, as well as state and federal banking regulations, could delay or prevent a takeover of us by a third party.
Our Acquisitions Have Resulted in Significant Goodwill, Which if it Becomes Impaired Would be Required to be Written Down, Which Would Negatively Impact Earnings.
Full 10-K form ▸
|
|
| related documents |
| 859070--3/4/2010--FIRST_COMMUNITY_BANCSHARES_INC_/NV/ |
| 1060523--3/17/2008--CARDINAL_FINANCIAL_CORP |
| 949156--3/15/2010--MEADOWBROOK_INSURANCE_GROUP_INC |
| 1063997--3/31/2009--HARRINGTON_WEST_FINANCIAL_GROUP_INC/CA |
| 846901--3/16/2009--LAKELAND_BANCORP_INC |
| 314489--3/16/2009--FIRST_BUSEY_CORP_/NV/ |
| 1051379--3/11/2009--MIDWEST_BANC_HOLDINGS_INC |
| 1099219--2/28/2006--METLIFE_INC |
| 726517--3/16/2010--MERCHANTS_BANCSHARES_INC |
| 1070190--3/12/2010--ONEIDA_FINANCIAL_CORP |
| 49196--2/24/2009--HUNTINGTON_BANCSHARES_INC/MD |
| 1039828--3/16/2009--AMERICAN_EQUITY_INVESTMENT_LIFE_HOLDING_CO |
| 949156--3/16/2009--MEADOWBROOK_INSURANCE_GROUP_INC |
| 1323648--3/31/2009--Community_Bankers_Trust_Corp |
| 744455--3/30/2009--GREAT_WEST_LIFE_&_ANNUITY_INSURANCE_CO |
| 846901--3/16/2010--LAKELAND_BANCORP_INC |
| 1355823--3/9/2009--ROMA_FINANCIAL_CORP |
| 201461--3/1/2010--CITY_NATIONAL_CORP |
| 16614--3/31/2010--CAMCO_FINANCIAL_CORP |
| 775368--2/27/2009--ALLEGHANY_CORP_/DE |
| 99771--3/16/2009--TRINITY_CAPITAL_CORP |
| 706465--3/30/2010--HENRY_COUNTY_BANCSHARES_INC |
| 354647--3/4/2010--CVB_FINANCIAL_CORP |
| 836658--3/28/2008--ING_USA_ANNUITY_&_LIFE_INSURANCE_CO |
| 315293--3/1/2007--AON_CORP |
| 862923--3/25/2010--ML_LIFE_INSURANCE_CO_OF_NEW_YORK |
| 1127371--3/19/2009--CENTRAL_VALLEY_COMMUNITY_BANCORP |
| 882184--11/17/2010--HORTON_D_R_INC_/DE/ |
| 1325814--3/30/2007--Federal_Home_Loan_Bank_of_Des_Moines |
| 765207--3/13/2009--FIRST_NATIONAL_LINCOLN_CORP_/ME/ |
|