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| related topics |
| {stock, price, operating} |
| {product, market, service} |
| {condition, economic, financial} |
| {stock, price, share} |
| {loss, insurance, financial} |
| {competitive, industry, competition} |
| {personnel, key, retain} |
| {control, financial, internal} |
| {provision, law, control} |
| {regulation, change, law} |
| {loan, real, estate} |
| {acquisition, growth, future} |
|
|
Competition with other financial institutions could adversely affect our franchise growth and profitability.
Changes in regional and national economic conditions could adversely affect our profitability.
Fluctuations in interest rates could adversely impact our net interest margin.
Change in the composition of our loan and lease portfolio may result in greater risk of losses.
Our allowance for loan and lease losses may be insufficient to cover actual loan and lease losses.
Our growth strategy may limit increases in profitability.
Our growth is substantially dependent on our management team.
Our operating history is not necessarily indicative of future operating results.
Our controls and procedures may fail or be circumvented.
We face various technological risks.
We encounter technological change continually.
Extensive government regulation and supervision have a significant impact on our operations.
Our common stock has limited liquidity.
Fluctuations in the price of our stock could adversely impact your investment.
There are limitations on our ability to pay dividends.
Certain Anti-Takeover measures affect the ability of shareholders to effect takeover transactions.
Directors and executive officers own a significant portion of our common stock.
Full 10-K form ▸
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