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related topics

{competitive, industry, competition}

{loan, real, estate}

{tax, income, asset}

{product, liability, claim}

First Federal s Market Area Limits Its Growth Potential Our business is subject to the success of the local economy in which we operate. Our purchase of unseasoned, out-of-state loans may expose us to increased lending risks. Fluctuations in interest rates could reduce our profitability and affect the value of our assets. Competition from financial institutions and other financial service providers may adversely affect our growth and profitability.

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