1114927--3/16/2006--FIRST_NORTHERN_COMMUNITY_BANCORP

related topics
{loan, real, estate}
{stock, price, share}
{operation, natural, condition}
{personnel, key, retain}
Lending Risks Associated with Commercial Banking Activities Dependence on Real Estate Lending Adverse California Economic Conditions Could Adversely Affect the Bank s Business Reliance on Key Employees and Others War on Terrorism; Foreign Hostilities Adequacy of Allowance for Loan and Other Real Estate Losses Shares Eligible for Future Sale Limited Public Market; Volatility in Stock Price

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