1143566--3/17/2006--EVERGREENBANCORP_INC

related topics

{provision, law, control}

{loan, real, estate}

{competitive, industry, competition}

An economic downturn in the market area we serve may cause us to have lower earnings and could increase our credit risk associated with our loan portfolio Competition in our market area may limit our future success There are restrictions on changes in control of the Company that could decrease our shareholders chance to realize a premium on their shares

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