1177702--2/25/2010--SAIA

related topics

{cost, regulation, environmental}

{cost, operation, labor}

{condition, economic, financial}

{personnel, key, retain}

{debt, indebtedness, cash}

{gas, price, oil}

{competitive, industry, competition}

{acquisition, growth, future}

{product, market, service}

{system, service, information}

{provision, law, control}

{loss, insurance, financial}

If the national and world-wide financial crisis continues or intensifies, it could adversely impact demand for our services. If the national and world-wide financial crisis intensifies, potential disruptions in the credit markets may adversely affect our business, including the availability and cost of short-term funds for liquidity requirements and our ability to meet long-term commitments, which could adversely affect our results of operations, cash flows and financial condition. We are dependent on cost and availability of qualified drivers and purchased transportation. We are dependent on cost and availability of fuel. Limited supply and increased prices of new revenue equipment and real estate may adversely impact financial results and cash flows. The engines in our newer tractors are subject to new emissions-control regulations which could substantially increase operating expenses. Our Company-specific performance improvement initiatives may not be effective. We operate in a highly regulated and highly taxed industry. Costs of compliance with or liability for violation of existing or future regulations could have a material adverse effect on our business. We are subject to various environmental laws and regulations. Costs of compliance with or liabilities for violations of existing or future regulations could have a material adverse effect on our business. We operate in a highly competitive industry and our business will be adversely impacted if we are unable to adequately address potential downward pricing pressures and other factors that may adversely affect our operations and profitability. The transportation industry is affected by business risks that are largely out of our control, any of which could have a material adverse effect on the results of our operations. We have significant ongoing cash requirements that could limit our growth and affect profitability if we are unable to generate sufficient cash from operations or obtain sufficient financing on favorable terms. Our credit and debt agreements contain financial and other restrictive covenants and we may be unable to comply with these covenants. A default could cause a material adverse effect on our liquidity, financial condition and results of operations. Ongoing insurance and claims expenses could significantly reduce and cause volatility to our earnings. Employees of Saia are non-union. The ability of Saia to compete would be substantially impaired if operations were to become unionized. If we are unable to retain our key employees, our business, financial condition and results of operation could be adversely impacted. Changes to our compensation and benefits could adversely affect our ability to attract and retain employees. An increase in the cost of healthcare benefits in the United States could have a negative impact on our profitability. We rely heavily on technology to operate our business and any disruption to our technology infrastructure could harm our operations. Certain provisions of our governing documents and Delaware law could have anti-takeover effects. We may not make future acquisitions, or if we do, we may not realize the anticipated benefits of future acquisitions and integration of these acquisitions may disrupt our business and management.

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1177702--2/25/2010--SAIA_INC