1260968--3/5/2008--MARLIN_BUSINESS_SERVICES

related topics

{customer, product, revenue}

{personnel, key, retain}

{capital, credit, financial}

{acquisition, growth, future}

{financial, litigation, operation}

{regulation, change, law}

If we cannot obtain external financing, we may be unable to fund our operations. If we inaccurately assess the creditworthiness of our end user customers, we may experience a higher number of lease defaults, which may restrict our ability to obtain additional financing and reduce our earnings. If we cannot maintain our relationships with origination sources, our ability to generate lease transactions and related revenues may be significantly impeded. The departure of any of our key management personnel or our inability to hire suitable replacements for our management may result in defaults under our financing facilities, which could restrict our ability to access funding and operate our business effectively. We face risks relating to our accounting restatement in 2005.

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1260968--3/5/2008--MARLIN_BUSINESS_SERVICES_CORP