1264755--3/1/2007--NEWALLIANCE_BANCSHARES_INC

related topics
{loan, real, estate}
{product, market, service}
{acquisition, growth, future}
{regulation, change, law}
{personnel, key, retain}
{control, financial, internal}
{stock, price, share}
{system, service, information}
{condition, economic, financial}
NewAlliance s Business Strategy of Growth Through Acquisitions Could Have an Impact on Earnings and Results of Operations That May Negatively Impact the Value of NewAlliance Stock. Changes in Interest Rates and Spreads Could Have an Impact on Earnings and Results of Operations, Which Could Have a Negative Impact on The Value of NewAlliance Stock. NewAlliance May Experience Higher Levels of Loan Loss Due to Recent Growth. NewAlliance May Experience Higher Levels of Loan Loss Due to Economic Conditions. Strong Competition Within NewAlliance s Market Areas May Limit Growth and Profitability. NewAlliance May Not Pay You Dividends if NewAlliance is Not Able to Receive Dividends From Its Subsidiary, NewAlliance Bank. NewAlliance is Subject To Extensive Government Regulation and Supervision NewAlliance May Not Be Able To Attract and Retain Skilled People NewAlliance Continually Encounters Technological Change NewAlliance s Controls and Procedures May Fail or Be Circumvented Customer Information May be Obtained and Used Fraudulently

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