|
| related topics |
| {stock, price, share} |
| {loan, real, estate} |
| {condition, economic, financial} |
| {acquisition, growth, future} |
| {debt, indebtedness, cash} |
| {competitive, industry, competition} |
| {product, market, service} |
| {loss, insurance, financial} |
| {stock, price, operating} |
| {control, financial, internal} |
|
|
Risks Related to the Company
We have a Limited Operating History
We Face Limits on Our Ability to Lend
Declines in Real Estate Values Could Materially Impair Our Profitability and Financial Condition
Changes in Economic Conditions, in Particular an Economic Slowdown in Southern California, Could Hurt our Business Materially
Our Future Growth May Be Hindered If We Do Not Raise Additional Capital
We Have a Continuing Need to Adapt to Technological Changes
Our Growth Strategy Involves Risks That May Adversely Impact Our Net Income
We are Exposed to Risk of Environmental Liabilities With Respect to Properties to Which We Take Title
Our Ability to Pay Cash Dividends is Restricted by Law and Depends on Capital Distributions From SWCB; Our Debt Service Obligations Also Impair Our Ability to Pay Cash Dividends
Our Allowance for Loan Losses May Not be Adequate to Cover Actual Losses
Risks Relating to Our Common Stock and Warrants
Only a Limited Trading Market Exists for Southwest Community Common Stock and Warrants Which Could Lead to Price Volatility.
Concentrated Ownership of Our Common Stock and Warrants By Directors and Executive Officers Creates a Risk of Sudden Changes in Our Share Price.
Future Issuances or Sales of Shares of Our Common Stock Could Have an Adverse Effect on Our Stock Price.
Risks Related to Our Industry
Our Business is Subject to Interest Rate Risk and Variations in Interest Rates May Negatively Affect Our Financial Performance
We Face Strong Competition From Financial Service Companies and Other Companies that Offer Banking Services that Could Hurt Our Business.
Full 10-K form ▸
|
|
| related documents |
| 715072--3/9/2006--RENASANT_CORP |
| 707604--3/14/2007--BRITTON_&_KOONTZ_CAPITAL_CORP |
| 1068300--3/14/2006--METROCORP_BANCSHARES_INC |
| 1102112--2/28/2008--FIRST_COMMUNITY_BANCORP_/CA/ |
| 740942--3/14/2008--TOWER_BANCORP_INC |
| 1102112--3/13/2006--FIRST_COMMUNITY_BANCORP_/CA/ |
| 1102112--3/2/2009--PACWEST_BANCORP |
| 763907--3/15/2006--FIRST_UNITED_CORP/MD/ |
| 745344--3/16/2006--SUMMIT_BANCSHARES_INC_/TX/ |
| 1293314--3/16/2006--SNB_Bancshares_Inc |
| 1038773--3/28/2007--CORNERSTONE_BANCSHARES_INC |
| 93451--3/16/2007--STERLING_BANCORP |
| 707605--3/8/2006--AMERISERV_FINANCIAL_INC_/PA/ |
| 707605--3/6/2007--AMERISERV_FINANCIAL_INC_/PA/ |
| 1364139--7/14/2008--Star_Resorts_Development_Inc. |
| 1038773--3/17/2008--CORNERSTONE_BANCSHARES_INC |
| 1156953--3/31/2006--GATEWAY_FINANCIAL_HOLDINGS_INC |
| 923139--3/16/2009--FLUSHING_FINANCIAL_CORP |
| 1140657--3/20/2009--HUNTINGTON_PREFERRED_CAPITAL_INC |
| 764402--2/28/2007--GREENE_COUNTY_BANCSHARES_INC |
| 764402--3/14/2006--GREENE_COUNTY_BANCSHARES_INC |
| 1068300--3/14/2007--METROCORP_BANCSHARES_INC |
| 883948--3/16/2009--UNION_BANKSHARES_CORP |
| 723646--3/13/2006--FRANKLIN_FINANCIAL_SERVICES_CORP_/PA/ |
| 1098151--3/13/2008--FIDELITY_D_&_D_BANCORP_INC |
| 1098151--3/20/2007--FIDELITY_D_&_D_BANCORP_INC |
| 1098151--3/28/2006--FIDELITY_D_&_D_BANCORP_INC |
| 707179--2/26/2010--OLD_NATIONAL_BANCORP_/IN/ |
| 753682--3/15/2007--MERCHANTS_&_MANUFACTURERS_BANCORPORATION_INC |
| 93451--3/14/2008--STERLING_BANCORP |
|