1284506--3/20/2006--INTERMOUNTAIN_COMMUNITY_BANCORP

related topics

{personnel, key, retain}

{acquisition, growth, future}

{loan, real, estate}

{loss, insurance, financial}

{condition, economic, financial}

{stock, price, operating}

Changes in market interest rates could adversely affect our earnings. Competition may adversely affect our ability to attract and retain customers at current levels. We may not be able to successfully implement our internal growth strategy. There are risks associated with potential acquisitions. We may not be able to replace key members of management or attract and retain qualified relationship managers in the future. The allowance for loan losses may be inadequate. We are expanding our lending activities in riskier areas. Our stock price can be volatile.

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