1304740--3/6/2008--Bridge_Capital_Holdings

related topics
{loan, real, estate}
{control, financial, internal}
{regulation, change, law}
{debt, indebtedness, cash}
{system, service, information}
{tax, income, asset}
{operation, natural, condition}
{competitive, industry, competition}
{condition, economic, financial}
Market and Interest Rate Risk Changes in interest rates could reduce income and cash flow Risks Related to the nature and geographical location of Bridge Capital Holdings business Bridge Capital Holdings invests in loans that contain inherent credit risks that may cause us to incur losses Bridge Capital Holdings' operations are concentrated geographically in California, and poor economic conditions may cause us to incur losses. The markets in which Bridge Capital Holdings operates are subject to the risk of earthquakes and other natural disasters Substantial competition in the California banking market could adversely affect us Restrictions on dividends and other distributions could limit amounts payable to us Adverse effects of, or changes in, banking or other laws and regulations or governmental fiscal or monetary policies could adversely affect us Systems, Accounting and Internal Control Risks The accuracy of the Company s judgments and estimates about financial and accounting matters will impact operating results and financial condition The Company s information systems may experience an interruption or breach in security The Company s controls and procedures may fail or be circumvented

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