1309108--2/28/2008--Wright_Express

related topics

{loss, insurance, financial}

{personnel, key, retain}

{system, service, information}

{product, market, service}

{condition, economic, financial}

{interest, director, officer}

{provision, law, control}

{control, financial, internal}

{regulation, government, change}

{capital, credit, financial}

{cost, operation, labor}

{financial, litigation, operation}

{stock, price, share}

Derivative transactions may not adequately stabilize our cash flows and may cause volatility in our earnings. Our industry has become increasingly competitive, which makes it more difficult for us to maintain profit margins at historical levels. Our business and operating results are dependent on several key strategic relationships, the loss of which could adversely affect our results of operations. Decreased demand for fuel and other vehicle products and services could harm our business and results of operations. Our failure to effectively implement new technology could jeopardize our position as a leader in our industry. We are dependent on technology systems and electronic communications networks managed by third parties, which could result in our inability to prevent service disruptions. If we fail to adequately assess and monitor credit risks of our customers, we could experience an increase in credit loss. The loss or suspension of the charter for our Utah industrial bank or changes in regulatory requirements could be disruptive to operations and increase costs. We may not be able to adequately protect the data we collect about our customers, which could subject us to liability and damage our reputation. We may incur substantial losses due to fraudulent use of our charge cards. In an increasing interest rate environment, interest expense on the unhedged portion of our borrowings on our credit facility would increase and we may not be able to replace our maturing certificates of deposit with new certificates of deposit that carry the same interest rates. If we fail to maintain effective systems of internal control over financial reporting and disclosure controls and procedures, we may not be able to accurately report our financial results or prevent fraud, which could cause current and potential shareholders to lose confidence in our financial reporting, adversely affect the trading price of our securities or harm our operating results. A prolonged economic downturn or recession would adversely affect our financial results. Historical transactions with our former parent company may adversely affect our financial statements. Our ability to attract and retain qualified employees is critical to the success of our business and the failure to do so may materially adversely affect our performance. If we engage in any acquisition, we will incur costs and may never realize the anticipated benefits of the acquisition. Risks Relating to Our Common Stock If any entity controls 10 percent or more of our common stock and such entity has caused a violation of applicable banking laws by its failure to obtain any required approvals prior to acquiring that common stock, we have the power to restrict such entity s ability to vote shares held by it. Provisions in our charter documents, Delaware law and applicable banking law may delay or prevent our acquisition by a third party.

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1309108--2/28/2008--Wright_Express_CORP