1326807--3/1/2010--Investors_Bancorp_Inc

related topics
{loss, insurance, financial}
{loan, real, estate}
{stock, price, share}
{condition, economic, financial}
{competitive, industry, competition}
{cost, operation, labor}
Because We Intend to Continue to Increase Our Commercial Originations, Our Lending Risk Will Increase. The U.S. Economy Is Experiencing An Economic Downturn. A Continuation or Further Deterioration Will Have An Adverse Effect On Our Operations. Any Future FDIC Insurance Premiums Will Adversely Impact Our Earnings. If Our Allowance for Loan Losses is Not Sufficient to Cover Actual Loan Losses, Our Earnings Could Decrease. Our Inability to Achieve Profitability on New Branches May Negatively Affect Our Earnings. Strong Competition Within Our Market Area May Limit Our Growth and Profitability. If We Declare Dividends on Our Common Stock, Investors Bancorp, MHC Will be Prohibited From Waiving the Receipt of Dividends by Current Federal Reserve Board Policy, Which May Result in Lower Dividends for All Other Stockholders.

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