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| related topics |
| {loan, real, estate} |
| {capital, credit, financial} |
| {debt, indebtedness, cash} |
| {condition, economic, financial} |
| {system, service, information} |
| {regulation, change, law} |
| {control, financial, internal} |
| {tax, income, asset} |
|
|
Fluctuating interest rates or the Bank s inability to successfully manage its interest rate risk may adversely affect the Bank s net interest income, overall profitability and the market value of its equity.
An inability to access the capital markets could adversely affect the Bank s liquidity.
The Bank is subject to legislative and regulatory actions, including a complex body of regulations, primarily Finance Board regulations, which may be amended in a manner that may affect the Bank s business, operations and/or financial condition and members investment in the Bank.
The Bank is jointly and severally liable for the consolidated obligations of other FHLBanks.
The loss of significant Bank members or borrowers may have a negative impact on the Bank s loans and capital stock outstanding and could result in lower demand for its products and services, lower dividends paid to investors and higher borrowing costs for remaining members, all which may affect the Bank s profitability and financial condition.
The MPF Program has different risks than those related to the Bank s traditional loan business; additionally, the Bank invests in MBS, which share similar risks to the MPF portfolio. Both could adversely impact the Bank s profitability.
The Bank is subject to credit risk due to default which could adversely affect its profitability or financial condition.
Changes in the Bank s, other FHLBanks or other GSEs credit ratings may adversely affect the Bank s ability to issue consolidated obligations and enter into derivative transactions on acceptable terms.
Unexpected sizeable adverse movements in capital market conditions may result in significant mark-to-market losses.
The Bank relies on internal models to manage market risk, to make business decisions and for financial accounting and reporting purposes; the Bank s business could be adversely affected if those models fail to produce reliable and useful results.
The Bank s business is dependent upon its computer information systems. An inability to process information or implement technological changes, or an interruption in the Bank s systems, may result in lost business.
Full 10-K form ▸
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