1368883--3/17/2008--SAN_JOAQUIN_BANCORP

related topics
{condition, economic, financial}
{loan, real, estate}
{stock, price, operating}
{system, service, information}
{control, financial, internal}
{stock, price, share}
{competitive, industry, competition}
{regulation, change, law}
Any change in interest rates may significantly adversely affect our earnings A degradation of our loan portfolio quality or an increase in loan losses may significantly adversely affect our earnings The Company's operations are geographically concentrated and a change in economic conditions may significantly adversely affect our earnings The Company faces strong competition which may significantly adversely affect our earnings Adverse effects of laws and regulations may significantly adversely affect our operations or earnings The Company s controls and procedures may fail or be circumvented which may significantly adversely affect our operations or earnings. The Company s information systems may experience an interruption or breach in security. Your ability to sell your shares of common stock at the times and in the amounts you desire may be limited. Our directors and executive officers beneficially own a significant portion of our outstanding common stock.

Full 10-K form ▸
related documents
850606--6/26/2006--COMMUNITY_FINANCIAL_CORP_/VA/
1143155--3/16/2006--HAMPTON_ROADS_BANKSHARES_INC
1143155--3/16/2007--HAMPTON_ROADS_BANKSHARES_INC
1036030--6/28/2007--WAYNE_SAVINGS_BANCSHARES_INC_/DE/
921183--3/2/2007--HMN_FINANCIAL_INC
201461--3/15/2006--CITY_NATIONAL_CORP
943119--3/12/2008--FNBH_BANCORP_INC
1295664--9/13/2007--Kearny_Financial_Corp.
22356--2/26/2007--COMMERCE_BANCSHARES_INC_/MO/
37808--3/2/2009--FNB_CORP/FL/
855876--2/23/2007--SKY_FINANCIAL_GROUP_INC
855876--2/23/2006--SKY_FINANCIAL_GROUP_INC
1006424--3/15/2007--FIRST_FEDERAL_BANCSHARES_OF_ARKANSAS_INC
1006424--3/15/2006--FIRST_FEDERAL_BANCSHARES_OF_ARKANSAS_INC
872835--3/17/2008--ESB_FINANCIAL_CORP
872835--3/12/2007--ESB_FINANCIAL_CORP
872835--3/13/2006--ESB_FINANCIAL_CORP
1295664--9/15/2008--Kearny_Financial_Corp.
107687--10/29/2008--WINNEBAGO_INDUSTRIES_INC
714980--3/31/2009--CITY_NATIONAL_BANCSHARES_CORP
764581--3/16/2010--CNB_CORP_/SC/
46195--2/28/2006--BANK_OF_HAWAII_CORP
91440--2/18/2009--SNAP-ON_Inc
1074433--11/29/2007--CAPITOL_FEDERAL_FINANCIAL
741516--3/15/2007--AMERICAN_NATIONAL_BANKSHARES_INC
922237--3/26/2010--ENOVA_SYSTEMS_INC
865911--3/6/2007--CASCADE_BANCORP
1235091--3/31/2009--PSB_GROUP_INC
1393359--3/31/2009--ML_Systematic_Momentum_FuturesAccess_LLC
849502--3/15/2006--RAMTRON_INTERNATIONAL_CORP