1452899--4/10/2009--Riverview_Financial

related topics

{competitive, industry, competition}

{loss, insurance, financial}

{debt, indebtedness, cash}

{regulation, government, change}

{personnel, key, retain}

{control, financial, internal}

{product, liability, claim}

{cost, operation, labor}

Riverview Is Subject To Interest Rate Risk Riverview Is Subject To Lending Risk Riverview s Allowance For Possible Loan Losses May Be Insufficient Riverview may fail to realize the cost savings and benefits it expects to achieve from the consolidation Competition from other financial institutions may adversely affect Riverview s profitability Riverview s Controls and Procedures May Fail or Be Circumvented Riverview s ability to pay dividends depends primarily on dividends from its banking subsidiary, which is subject to regulatory limits Riverview May Not Be Able To Attract and Retain Skilled People Riverview Is Subject To Claims and Litigation Pertaining To Fiduciary Responsibility The Trading Volume In Riverview s Common Stock Is Less Than That Of Other Larger Financial Services Companies Riverview operates in a highly regulated environment and may be adversely affected by changes in federal, state and local laws and regulations

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1452899--4/10/2009--Riverview_Financial_Corp