16614--3/17/2008--CAMCO_FINANCIAL

related topics

{financial, litigation, operation}

{loss, insurance, financial}

{acquisition, growth, future}

{competitive, industry, competition}

{provision, law, control}

{debt, indebtedness, cash}

{stock, price, share}

Credit risks could adversely affect our results of operations. We operate in an extremely competitive market, and our business will suffer if we are unable to compete effectively. Legislative or regulatory changes or actions could adversely impact the financial services industry Our ability to pay cash dividends is limited. The preparation of financial statements requires management to make estimates about matters that are inherently uncertain. Our organizational documents may have the effect of discouraging a third party from acquiring us. We face risks with respect to future expansion. Consumers may decide not to use banks to complete their financial transactions. Camco may be named as a defendant from time to time in a variety of litigation and other actions. Camco s allowance for loan losses may be insufficient to cover future losses. A material breach in Camco s security systems may have a significant effect on Camco s business and reputation.

Full 10-K form ▸

16614--3/17/2008--CAMCO_FINANCIAL_CORP