20286--2/27/2009--CINCINNATI_FINANCIAL

related topics

{loss, insurance, financial}

{system, service, information}

{condition, economic, financial}

{product, market, service}

{regulation, change, law}

Our ability to achieve our performance objectives could be affected by changes in the financial, credit and capital markets or the general economy. Our ability to properly underwrite and price risks and increased competition could adversely affect our results. Our loss reserves, our largest liability, are based on estimates and could be inadequate to cover our actual losses. Our ability to obtain or collect on our reinsurance protection could affect our business, financial condition, results of operations and cash flows. Our business depends on the uninterrupted operation of our facilities, systems and business functions. The effects of changes in industry practices and regulations on our business are uncertain. Managing technology initiatives and meeting new data security requirements are significant challenges.

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20286--2/27/2009--CINCINNATI_FINANCIAL_CORP