|
| related topics |
| {capital, credit, financial} |
| {financial, litigation, operation} |
| {system, service, information} |
| {loss, insurance, financial} |
| {regulation, government, change} |
| {operation, natural, condition} |
| {personnel, key, retain} |
| {debt, indebtedness, cash} |
| {provision, law, control} |
| {competitive, industry, competition} |
|
|
The property and casualty insurance industry is cyclical
Acts of terrorism not covered by, or exceeding, reinsurance limits.
Selective's reserves may not be adequate to cover actual losses and expenses
Selective is heavily regulated in the states in which it operates
Selective may be adversely impacted by a change in its ratings
Selective depends on independent insurance agents and other third party service providers
Selective's ability to reduce its exposure to risks depends on the availability and cost of reinsurance
Selective faces significant competition from other regional and national insurance companies, agents and from self-insurance
Selective is a holding company, and its subsidiaries may have a limited ability to declare dividends, and thus may not have access to the cash that is needed to meet its cash needs
Class action litigation could affect Selective's business practices and financial results
A change in Selective's market share in New Jersey could adversely impact the results in its private passenger automobile business
Selective depends on key personnel
Selective's investments support its operations and provide a significant portion of its revenues and earnings
Selective faces risks as a servicing carrier in the Write-Your-Own ( WYO ) program of the United States government's National Flood Insurance Program ( NFIP ).
Selective employs anti-takeover measures that may discourage potential acquirors and could adversely affect the value of its common stock
Selective faces risks from technology-related failures
Selective faces risks in the HR Outsourcing business
Full 10-K form ▸
|
|
| related documents |
| 870826--4/15/2010--VALUEVISION_MEDIA_INC |
| 798528--3/14/2006--ODYSSEY_MARINE_EXPLORATION_INC |
| 86312--2/23/2007--ST_PAUL_TRAVELERS_COMPANIES_INC |
| 847383--6/13/2008--NEW_FRONTIER_MEDIA_INC |
| 215403--3/16/2006--CERES_GROUP_INC |
| 86312--2/27/2006--ST_PAUL_TRAVELERS_COMPANIES_INC |
| 768899--3/7/2006--LABOR_READY_INC |
| 870826--4/16/2009--VALUEVISION_MEDIA_INC |
| 895421--2/13/2007--MORGAN_STANLEY |
| 895421--1/29/2008--MORGAN_STANLEY |
| 51303--12/10/2007--NAVISTAR_FINANCIAL_CORP |
| 832428--3/2/2009--SCRIPPS_E_W_CO_/DE |
| 847383--6/12/2009--NEW_FRONTIER_MEDIA_INC |
| 872821--3/2/2009--WILMINGTON_TRUST_CORP |
| 929351--6/14/2006--LIONS_GATE_ENTERTAINMENT_CORP_/CN/ |
| 720672--2/27/2009--STIFEL_FINANCIAL_CORP |
| 1361025--3/25/2008--DCP_Holding_CO |
| 931911--1/26/2007--WESTAFF_INC |
| 889570--3/29/2006--UNITED_ARTISTS_THEATRE_CIRCUIT_INC_/MD/ |
| 847383--6/11/2010--NEW_FRONTIER_MEDIA_INC |
| 4969--3/30/2009--AMERICAN_EXPRESS_CREDIT_CORP |
| 1331463--3/30/2006--Federal_Home_Loan_Bank_of_Boston |
| 1166041--3/31/2006--WHEELING_ISLAND_GAMING_INC |
| 1091907--3/7/2008--WORLD_WRESTLING_ENTERTAINMENTINC |
| 1264707--3/13/2008--ASSET_ACCEPTANCE_CAPITAL_CORP |
| 1331463--3/23/2007--Federal_Home_Loan_Bank_of_Boston |
| 773660--3/14/2006--UICI |
| 1166041--3/21/2007--WHEELING_ISLAND_GAMING_INC |
| 886136--3/14/2008--SAGA_COMMUNICATIONS_INC |
| 1288359--3/15/2007--OTELCO_INC. |
|