25191--3/1/2007--COUNTRYWIDE_FINANCIAL_CORP

related topics
{condition, economic, financial}
{financial, litigation, operation}
{regulation, change, law}
{loan, real, estate}
{personnel, key, retain}
{competitive, industry, competition}
{operation, international, foreign}
{product, market, service}
Factors That May Affect Our Future Results General business, economic, market and political conditions may significantly affect our earnings The volatility of interest rates may significantly affect our earnings We may experience credit losses due to downward trends in the economy and in the real estate market Our profitability can be affected by secondary mortgage market investor demand Our accounting policies and methods are fundamental to how we report our financial condition and results of operations, and they may require management to make estimates about matters that are inherently uncertain The industries in which we operate are highly competitive Negative public opinion could damage our reputation and adversely impact our earnings Changes in laws and regulations could adversely affect our business We depend on the accuracy and completeness of information about customers and counterparties We are exposed to operational risks Our business could suffer if we fail to attract and retain a highly skilled workforce New lines of business or new products and services may subject us to additional risks

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