28412--2/26/2008--COMERICA_INC_/NEW/

related topics
{product, market, service}
{financial, litigation, operation}
{tax, income, asset}
{loan, real, estate}
{personnel, key, retain}
{regulation, change, law}
{capital, credit, financial}
{system, service, information}
Unfavorable developments concerning credit quality could adversely affect Comerica s financial results. Businesses and industries in which Comerica has lending concentrations, including, but not limited to, automotive production industry and the real estate business, could suffer a significant decline which could adversely affect Comerica. The introduction, implementation, withdrawal, success and timing of business initiatives and strategies, including, but not limited to, the opening of new banking centers, may be less successful or may be different than anticipated. Such a result could adversely affect Comerica s business. Utilization of technology to efficiently and effectively develop, market and deliver new products and services. Changes in the financial markets, including fluctuations in interest rates and their impact on deposit pricing, could adversely affect Comerica s net interest income and balance sheet. Competitive product and pricing pressures among financial institutions within Comerica s markets may change. Customer borrowing, repayment, investment and deposit practices generally may be different than anticipated. Management s ability to maintain and expand customer relationships may differ from expectations. Management s ability to retain key officers and employees may change. Legal and regulatory proceedings and related matters with respect to the financial services industry, including those directly involving Comerica and its subsidiaries, could adversely affect Comerica or the financial services industry in general. Changes in regulation or oversight may have a material adverse impact on Comerica s operations. Methods of reducing risk exposures might not be effective.

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