|
| related topics |
| {competitive, industry, competition} |
| {loan, real, estate} |
| {condition, economic, financial} |
| {loss, insurance, financial} |
| {regulation, change, law} |
| {system, service, information} |
| {stock, price, share} |
| {financial, litigation, operation} |
| {tax, income, asset} |
|
|
CAUTIONARY STATEMENTS RELATING TO FORWARD-LOOKING INFORMATION AND RISK FACTORS.
THE REGISTRANT AND THE BANK ARE AFFECTED BY CONDITIONS IN THE FINANCIAL MARKETS AND ECONOMIC CONDITIONS GENERALLY.
UNCERTAINTY IN THE FINANCIAL MARKETS COULD RESULT IN LOWER FAIR VALUES FOR INVESTMENT SECURITIES HELD BY REGISTRANT AND THE BANK.
WE MAY BE ADVERSELY AFFECTED BY THE SOUNDNESS OF OTHER FINANCIAL INSTITUTIONS.
FLUCTUATING INTEREST RATES IMPACT OUR RESULTS OF OPERATIONS AND OUR EQUITY.
THE REGISTRANT AND THE BANK OPERATE IN A HIGHLY REGULATED ENVIRONMENT, WHICH COULD INCREASE OUR COST STRUCTURE OR HAVE ANOTHER NEGATIVE IMPACT ON OUR OPERATIONS.
RECENT LEGISLATIVE AND REGULATORY ACTIONS TAKEN TO STABILIZE THE UNITED STATES BANKING SYSTEM AND ADDITIONAL ACTIONS BEING CONSIDERED MAY NOT SUCCEED OR MAY DISADVANTAGE US.
IF WE HAVE SIGNIFICANT LOAN LOSSES, WE WOULD NEED TO FURTHER INCREASE OUR ALLOWANCE FOR LOAN LOSSES AND OUR EARNINGS WOULD DECREASE.
IF WE HAVE UNDERESTIMATED OUR ALLOWANCE FOR LOAN LOSSES, WE MAY HAVE TO TAKE ADDITIONAL CHARGES TO OUR INCOME TO RESTORE THE BALANCE IN ALLOWANCE.
WE ARE SUBJECT TO ENVIRONMENTAL LIABILITY RISK ASSOCIATED WITH COLLATERAL SECURING OUR REAL ESTATE LENDING.
AN INCREASE IN THE COMPETITION IN MARKETS THE BANK SERVE COULD NEGATIVELY IMPACT OUR RESULTS.
THE BANK MAY NOT BE ABLE TO EFFECTIVELY IMPLEMENT NEW TECHNOLOGY, THAT COULD PUT IT AT A COMPETITIVE DISADVANTAGE AND NEGATIVELY IMPACT ITS RESULTS.
WHETHER THROUGH A BREACH OF THE BANK'S COMPUTER SYSTEM OR OTHERWISE, COULD SEVERELY HARM THE BANK'S BUSINESS.
THE REGISTRANT'S SHAREHOLDERS MAY NOT BE ABLE TO LIQUIDATE THEIR HOLDINGS OF THE REGISTRANT'S COMMON STOCK WHEN DESIRED.
Full 10-K form ▸
|
|
| related documents |
| 1113336--3/28/2008--CNB_FINANCIAL_SERVICES_INC |
| 1113336--3/30/2007--CNB_FINANCIAL_SERVICES_INC |
| 1113336--3/31/2006--CNB_FINANCIAL_SERVICES_INC |
| 313337--3/28/2008--TRI_CITY_BANKSHARES_CORP |
| 829224--11/29/2007--STARBUCKS_CORP |
| 1035976--3/13/2009--FIRST_NATIONAL_COMMUNITY_BANCORP_INC |
| 1016178--7/15/2010--CARVER_BANCORP_INC |
| 351569--3/16/2009--Ameris_Bancorp |
| 864233--3/10/2006--O_CHARLEYS_INC |
| 42542--2/22/2006--GOODRICH_CORP |
| 42542--2/20/2007--GOODRICH_CORP |
| 1338977--3/30/2007--CapitalSouth_Bancorp |
| 42542--2/17/2009--GOODRICH_CORP |
| 737210--3/13/2009--LNB_BANCORP_INC |
| 42542--2/19/2008--GOODRICH_CORP |
| 1297735--3/6/2007--American_Casino_&_Entertainment_Properties_LLC |
| 1269977--3/16/2006--ATLANTIC_COAST_ENTERTAINMENT_HOLDINGS_INC |
| 829224--11/24/2008--STARBUCKS_CORP |
| 904978--3/10/2006--SUN_HEALTHCARE_GROUP_INC |
| 931336--3/1/2007--DEAN_FOODS_CO |
| 1115568--3/31/2008--WGNB_CORP |
| 883758--3/31/2008--GRAYSON_BANKSHARES_INC |
| 1005757--3/3/2009--CSG_SYSTEMS_INTERNATIONAL_INC |
| 1113336--3/18/2009--CNB_FINANCIAL_SERVICES_INC |
| 740942--3/16/2009--TOWER_BANCORP_INC |
| 1750--7/16/2010--AAR_CORP |
| 1109848--3/28/2007--BOE_FINANCIAL_SERVICES_OF_VIRGINIA_INC |
| 1750--7/11/2008--AAR_CORP |
| 1144331--3/20/2008--EXPRESSJET_HOLDINGS_INC |
| 42542--2/16/2010--GOODRICH_CORP |
|