|
related topics |
{condition, economic, financial} |
{cost, operation, labor} |
{loss, insurance, financial} |
{debt, indebtedness, cash} |
{regulation, government, change} |
{tax, income, asset} |
{operation, international, foreign} |
{financial, litigation, operation} |
{capital, credit, financial} |
{operation, natural, condition} |
{personnel, key, retain} |
{acquisition, growth, future} |
{regulation, change, law} |
{loan, real, estate} |
{competitive, industry, competition} |
|
Our results may fluctuate due to many factors, including cyclical or permanent changes in the insurance and reinsurance industries
Our results may be adversely affected by changes in the mode of compensation in the insurance industry
Our results may be adversely affected by the impact that disruptions in the credit and financial markets have on our customers and the insurance industry
We face significant competitive pressures in each of our businesses
We may not realize all of the expected benefits from our restructuring plans
Changes in interest rates and deterioration of credit quality could reduce the value of our cash balances and investment portfolios and adversely affect our financial condition or results
Our pension obligations could adversely affect our stockholders' equity, net income, cash flow and liquidity
We are subject to a number of contingencies and legal proceedings which, if determined unfavorably to us, would adversely affect our financial results
We are subject to E O claims against us
Our success depends, in part, on our ability to attract and retain experienced and qualified personnel
Our businesses are subject to extensive governmental regulation which could reduce our profitability or limit our growth
Our significant global operations expose us to various international risks that could adversely affect our business
We are exposed to fluctuations in currency exchange rates that could negatively impact our financial results and cash flows
Our financial results could be adversely affected if assumptions used in establishing our underwriting reserves differ from actual experience
Each of our business lines may be adversely affected by an overall decline in economic activity
We have debt outstanding that could adversely affect our financial flexibility
A decline in the credit ratings of our senior debt and commercial paper may adversely affect our borrowing costs and financial flexibility
Changes in our accounting estimates and assumptions could negatively affect our financial position and results
We are a holding company and, therefore, may not be able to receive dividends in needed amounts from our subsidiaries
We cannot guarantee that our reinsurers of our property and casualty business will pay in a timely fashion, if at all
The occurrence of natural or man made disasters could adversely affect our financial condition and results of operations
In connection with the implementation of our corporate strategy, we face certain risks associated with the acquisition or disposition of businesses
Significant adjustments may occur to previously recognized tax assets and liabilities
The anticipated benefits from the merger with Benfield may not be realized
The integration of Benfield may not be successful
Full 10-K form ▸
|
|
related documents |
1048268--12/14/2010--INTEGRATED_ELECTRICAL_SERVICES_INC |
69671--3/4/2010--NASH_FINCH_CO |
315293--3/1/2007--AON_CORP |
315293--3/9/2006--AON_CORP |
1048268--12/21/2006--INTEGRATED_ELECTRICAL_SERVICES_INC |
69671--3/12/2009--NASH_FINCH_CO |
1113256--11/19/2009--ARVINMERITOR_INC |
1048268--12/15/2008--INTEGRATED_ELECTRICAL_SERVICES_INC |
315293--2/26/2010--AON_CORP |
18172--3/12/2010--CASTLE_A_M_&_CO |
20629--6/1/2010--CSS_INDUSTRIES_INC |
880266--2/26/2010--AGCO_CORP_/DE |
100493--11/22/2010--TYSON_FOODS_INC |
771497--12/22/2008--ABM_INDUSTRIES_INC_/DE/ |
20171--2/26/2010--CHUBB_CORP |
1072342--2/27/2007--DELPHI_CORP |
101001--3/2/2009--UAL_CORP_/DE/ |
949156--3/15/2010--MEADOWBROOK_INSURANCE_GROUP_INC |
795403--3/1/2010--WATTS_WATER_TECHNOLOGIES_INC |
20171--3/2/2009--CHUBB_CORP |
96943--2/25/2010--TELEFLEX_INC |
862923--3/25/2010--ML_LIFE_INSURANCE_CO_OF_NEW_YORK |
896622--2/26/2010--APTARGROUP_INC |
49196--2/24/2009--HUNTINGTON_BANCSHARES_INC/MD |
706465--3/30/2010--HENRY_COUNTY_BANCSHARES_INC |
1159297--2/24/2009--MEADWESTVACO_Corp |
1070190--3/12/2010--ONEIDA_FINANCIAL_CORP |
18172--3/12/2009--CASTLE_A_M_&_CO |
1029831--3/27/2009--HILLMAN_COMPANIES_INC |
78749--6/9/2009--AGILYSYS_INC |
|