33185--2/27/2008--EQUIFAX

related topics

{product, market, service}

{system, service, information}

{acquisition, growth, future}

{condition, economic, financial}

{property, intellectual, protect}

{stock, price, share}

{provision, law, control}

{regulation, government, change}

{financial, litigation, operation}

{personnel, key, retain}

{tax, income, asset}

{customer, product, revenue}

{operation, international, foreign}

Risks Related to Our Business and Growth Strategy If we are not successful in implementing our long-term growth strategy, we may be unable to grow our business and our results of operations may be adversely affected. We may incur risks related to acquisitions or significant investment in businesses which could jeopardize the success of these acquisitions and increase our costs. Deterioration of current economic conditions may decrease our customers' demand for consumer credit information, which may harm our results of operations. The loss of access to credit and other data from external sources could harm our ability to provide our products and services. Our markets are highly competitive and new product introductions and pricing strategies being offered by our competitors could decrease our sales and market share or require us to reduce our prices in a manner that reduces our operating margins. Our ability to increase our revenues will depend to some extent upon introducing new products and services, and if the marketplace does not accept these new products and services, our revenues may remain flat or decline. If we fail to keep up with rapidly changing technologies, our products and services could become less competitive or obsolete. If we are unable to raise sufficient additional capital at an acceptable cost, we may be unable to continue to effectively compete and expand our business. We may suffer adverse financial consequences if Computer Sciences Corporation requires us to purchase its credit reporting business when the public equity or debt markets or other financing conditions are unfavorable to us. Our international operations subject us to additional business risks and related costs that may reduce our profitability or revenues. Security is critically important to our business, and breaches of security, or the perception that e-commerce is not secure, could harm our business and reputation. If we experience system failures, the delivery of our products and services to our customers could be delayed or interrupted, which could harm our business and reputation and result in the loss of customers. The loss of key personnel, or the inability to attract and retain highly skilled personnel, could make it more difficult to run our business and reduce our likelihood of success. If our outside service providers and key vendors are not able to fulfill their service obligations, our business and operations could be disrupted, and our operating results could be harmed. If we fail to adequately protect our intellectual property rights, our ability to compete effectively could be diminished. We face and could continue to face claims for intellectual property infringement, which could subject us to significant monetary damages or limit or prohibit us from using some of our technologies, products and services. Our agreements with key long-term customers may not be renewed. There may be further consolidation in our end-client markets. Our tax provisions may not be adequate, which would require us to pay greater than expected taxes. The outcome of litigation or regulatory proceedings in which we are involved could subject us to significant monetary damages or restrictions on our ability to do business. Risks Relating to Our Industry Changes in the legislative, regulatory and judicial environments may adversely affect our ability to collect, manage, aggregate and use data and may increase our costs of doing so. Risks Related to Our Common Stock We have the ability to issue additional equity securities, which would lead to dilution of our issued and outstanding common stock and could contain terms and rights that are superior to those of our common stock. Provisions in our articles of incorporation, bylaws, shareholder rights plan, other agreements and Georgia law may make it difficult for a third-party to acquire us, even in situations that may be viewed as desirable by our shareholders.

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33185--2/27/2008--EQUIFAX_INC