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| related topics |
| {competitive, industry, competition} |
| {regulation, government, change} |
| {condition, economic, financial} |
| {loan, real, estate} |
| {provision, law, control} |
| {capital, credit, financial} |
| {product, market, service} |
| {financial, litigation, operation} |
| {personnel, key, retain} |
| {stock, price, share} |
| {acquisition, growth, future} |
| {loss, insurance, financial} |
|
|
Recent negative developments in the financial services industry and U.S. and global credit markets may adversely impact the Company s operations and results.
The soundness of other financial institutions could adversely affect Ameris.
There can be no assurance that enacted legislation or any proposed federal programs will stabilize the U.S. financial system and such legislation and programs may adversely affect Ameris.
The impact on the Company of recently enacted legislation, in particular the EESA and its implementing regulations, cannot be predicted at this time.
Treasury stress tests and other actions may adversely affect bank operations and the value of the Common Stock.
Changes in interest rates could adversely impact the Company s financial condition and results of operations.
If the Company has higher loan losses than it has allowed for, its earnings could materially decrease.
Ameris has a high concentration of loans secured by real estate and a downturn in the real estate market, for any reason, could result in losses and materially and adversely affect business, financial condition, results of operations and future prospects.
Ameris operates in a highly regulated environment and may be adversely impacted by changes in law and regulations.
Ameris relies on dividends from its banking subsidiary for most of its revenue.
Ameris Articles of Incorporation and Bylaws may prevent or delay a takeover by another company.
Ameris operates in a highly competitive industry and market areas.
Potential acquisitions may disrupt the Company s business and dilute shareholder value.
Ameris continually encounters technological change.
Ameris may not be able to attract and retain skilled people.
Financial services companies depend on the accuracy and completeness of information about customers and counterparties.
Full 10-K form ▸
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