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| related topics |
| {regulation, change, law} |
| {loan, real, estate} |
| {investment, property, distribution} |
| {personnel, key, retain} |
| {condition, economic, financial} |
| {loss, insurance, financial} |
| {competitive, industry, competition} |
| {stock, price, share} |
| {product, market, service} |
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Financial conditions and governments regulations restrict our ability to pay dividends on shares of common stock.
Some of our loans may not be repaid and we may not have made sufficient allowances for these losses.
State and federal regulations and agencies restrict how we conduct our business and our ability to respond to changing economic and financial conditions.
We are subject to the monetary policies of the Federal Reserve and other federal instrumentalities.
Our results of operations are directly affected by levels of, and fluctuations in, interest rates.
Increased competition with other financial institutions with greater reserves and product offerings may negatively affect our profitability.
Incorporating on-going technological advances into our business may increase costs while failure to incorporate technology may subject us to a competitive disadvantage.
An economic downturn adversely affecting Southeast Florida or a material decline in the value of real estate in our core Southeast Florida market will likely have an adverse affect on the Company.
The Company s results are solely dependent upon the results of the Bank.
We are dependent upon the service of our management team.
Our common stock may fluctuate due to our performance and factors beyond our control and the trading market in our stock has less liquidity than the average trading market for stock quoted on the Nasdaq Global Market.
Financial conditions and governments regulations restrict our ability to pay dividends on shares of common stock.
Some of our loans may not be repaid and we may not have made sufficient allowances for these losses.
Some of our loans may not be repaid and we may not have made sufficient allowances for these losses.
State and federal regulations and agencies restrict how we conduct our business and our ability to respond to changing economic and financial conditions.
We are subject to the monetary policies of the Federal Reserve and other federal instrumentalities.
Our results of operations are directly affected by levels of, and fluctuations in, interest rates.
We are subject to the monetary policies of the Federal Reserve and other federal instrumentalities.
Our results of operations are directly affected by levels of, and fluctuations in, interest rates.
Increased competition with other financial institutions with greater reserves and product offerings may negatively affect our profitability.
Incorporating on-going technological advances into our business may increase costs while failure to incorporate technology may subject us to a competitive disadvantage.
An economic downturn adversely affecting Southeast Florida or a material decline in the value of real estate in our core Southeast Florida market will likely have an adverse affect on the Company.
The Company s results are solely dependent upon the results of the Bank.
We are dependent upon the service of our management team.
An economic downturn adversely affecting Southeast Florida or a material decline in the value of real estate in our core Southeast Florida market will likely have an adverse affect on the Company.
The Company s results are solely dependent upon the results of the Bank.
An economic downturn adversely affecting Southeast Florida or a material decline in the value of real estate in our core Southeast Florida market will likely have an adverse affect on the Company.
The Company s results are solely dependent upon the results of the Bank.
We are dependent upon the service of our management team.
Our common stock may fluctuate due to our performance and factors beyond our control and the trading market in our stock has less liquidity than the average trading market for stock quoted on the Nasdaq Global Market.
Our Merger with Colonial has various conditions to closing which may terminate the merger agreement.
Full 10-K form ▸
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