|
| related topics |
| {loan, real, estate} |
| {regulation, change, law} |
| {condition, economic, financial} |
| {provision, law, control} |
| {cost, contract, operation} |
| {stock, price, operating} |
| {personnel, key, retain} |
| {competitive, industry, competition} |
| {customer, product, revenue} |
| {stock, price, share} |
| {control, financial, internal} |
|
|
Economic conditions could adversely affect the Company's liquidity.
There is a limited and volatile trading market for the Company common stock.
If a significant number of borrowers, guarantors and related parties fail to perform as required by the terms of their loans, we will sustain losses.
We are highly dependent on real estate and events that negatively impact the real estate market could hurt our business.
Failure to comply with the provisions of First Regional Bank's formal agreement with its regulators could adversely affect the Bank.
The Bank is subject to certain risks associated with borrower and industry concentrations.
Economic conditions in the Southern California area could adversely affect our operations.
We are dependent on the continued services of key members of management.
We face strong competition from financial service companies and other companies that offer banking services that could hurt our business.
We are subject to government regulation that could limit or restrict our activities, which in turn could adversely impact our operations.
We are subject to certain risks associated with public company regulation.
Our business is subject to interest rate risk and changes in interest rates may adversely affect our performance and financial condition.
Risks Related to the Retirement Plan Administration Business
Our performance is dependent on our maintaining a high quality of service for our customers, and will be impaired by a decline in our quality of service.
Our internal operations are subject to a number of risks.
We are exposed to risk of environmental and other liabilities with respect to properties to which we take title.
The interests of our controlling shareholders may differ from yours.
Provisions in the Company's bylaws may delay or prevent an acquisition of the Company, which could decrease the value of its common stock.
Full 10-K form ▸
|
|
| related documents |
| 921183--3/4/2008--HMN_FINANCIAL_INC |
| 921183--3/4/2010--HMN_FINANCIAL_INC |
| 1331451--3/30/2006--Federal_Home_Loan_Bank_of_Chicago |
| 356708--3/17/2008--FIRST_REGIONAL_BANCORP |
| 921183--3/4/2009--HMN_FINANCIAL_INC |
| 356708--3/16/2007--FIRST_REGIONAL_BANCORP |
| 356708--3/16/2006--FIRST_REGIONAL_BANCORP |
| 745308--2/28/2007--ST_JOE_CO |
| 1275101--3/26/2009--BANK_OF_THE_JAMES_FINANCIAL_GROUP_INC |
| 880116--3/16/2006--Southeastern_Bank_Financial_CORP |
| 948368--3/14/2007--PSB_HOLDINGS_INC_/WI/ |
| 1079577--3/3/2006--STANCORP_FINANCIAL_GROUP_INC |
| 880116--3/16/2007--Southeastern_Bank_Financial_CORP |
| 764038--3/17/2008--SCBT_FINANCIAL_CORP |
| 764038--3/16/2007--SCBT_FINANCIAL_CORP |
| 745308--3/14/2006--ST_JOE_CO |
| 910073--3/2/2009--NEW_YORK_COMMUNITY_BANCORP_INC |
| 1243800--3/14/2007--RAINIER_PACIFIC_FINANCIAL_GROUP_INC |
| 805080--3/11/2009--WEST_SUBURBAN_BANCORP_INC |
| 1102287--3/18/2009--PREMIERWEST_BANCORP |
| 813640--4/2/2007--CITIZENS_BANCSHARES_CORP_/GA/ |
| 813640--3/31/2006--CITIZENS_BANCSHARES_CORP_/GA/ |
| 743397--3/30/2007--FIRST_MCMINNVILLE_CORP |
| 924901--2/22/2007--MACK_CALI_REALTY_CORP |
| 1067063--2/22/2007--MACK_CALI_REALTY_L_P |
| 891106--3/15/2006--STERLING_FINANCIAL_CORP_/WA/ |
| 356809--3/31/2008--ABIGAIL_ADAMS_NATIONAL_BANCORP_INC |
| 1037390--2/10/2010--GRIFFIN_LAND_&_NURSERIES_INC |
| 826154--3/15/2010--ORRSTOWN_FINANCIAL_SERVICES_INC |
| 820907--9/12/2008--PARKVALE_FINANCIAL_CORP |
|