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| related topics |
| {acquisition, growth, future} |
| {loan, real, estate} |
| {competitive, industry, competition} |
| {product, market, service} |
| {control, financial, internal} |
| {stock, price, share} |
| {personnel, key, retain} |
| {condition, economic, financial} |
| {debt, indebtedness, cash} |
| {regulation, government, change} |
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The Value Of Real Estate Collateral May Fluctuate Significantly
Recent Trends In The Student Loan Market May Reduce The Income We Derive From Originating And Selling Student Loans.
Our Business Is Subject To Significant Government Regulation
We Compete With Many Larger Financial Institutions Which Have Substantially Greater Financial Resources Than We Have
In Our Business, We Must Effectively Manage Our Credit Risk
Our Operations Are Significantly Affected By Interest Rate Levels
First Financial Bankshares, Inc. Relies On Dividends From Its Subsidiaries For Most Of Its Revenue
To Continue Our Growth, We Are Affected By Our Ability To Identify And Acquire Other Financial Institutions
Our Operational And Financial Results Are Affected By Our Ability To Successfully Integrate Our Acquisitions
We Rely Heavily On Our Management Team, And The Unexpected Loss of Key Management May Adversely Affect Our Operations
Although Publicly Traded, Our Common Stock Does Not Have A Significant Amount Of Trading Liquidity.
Breakdowns In Our Internal Controls And Procedures Could Have An Adverse Effect On Us
We Compete In An Industry That Continually Experiences Technological Change, And We May Have Fewer Resources Than Many Of Our Competitors To Continue To Invest In Technological Improvements
Full 10-K form ▸
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