4457--6/13/2006--AMERCO

related topics

{operation, natural, condition}

{competitive, industry, competition}

{acquisition, growth, future}

{financial, litigation, operation}

{cost, regulation, environmental}

{debt, indebtedness, cash}

{customer, product, revenue}

{loss, insurance, financial}

{stock, price, operating}

We operate in a highly competitive industry Control of AMERCO remains in the hands of a small contingent. Our operations subject us to numerous environmental regulations and the possibility that environmental liability in the future could adversely affect our operations. Our quarterly results of operations fluctuate due to seasonality and other factors associated with our industry. We obtain our rental trucks from a limited number of manufacturers. Our property and casualty insurance business has suffered extensive losses. Our life insurance business was downgraded by A.M. Best due to events surrounding the restructuring. Our notes receivable from SAC Holdings. We face risks related to an SEC investigation and securities litigation.

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4457--6/13/2006--AMERCO_/NV/