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| related topics |
| {condition, economic, financial} |
| {stock, price, share} |
| {debt, indebtedness, cash} |
| {financial, litigation, operation} |
| {regulation, change, law} |
| {cost, contract, operation} |
| {cost, operation, labor} |
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A sustained weakness or weakening in business and economic conditions generally or specifically in the markets in which we do business could adversely affect our business and operating results.
Declines in home values and reduced levels of home sales in our markets could continue to adversely affect us.
Adverse economic conditions in the automobile manufacturing and related service industries may impact our banking business.
We may raise additional capital, which could have a dilutive effect on the existing holders of our common stock and adversely affect the market price of our common stock.
The value of certain investment securities is volatile and future declines or other-than-temporary impairments could have a materially adverse affect on our future earnings and regulatory capital.
Changes in interest rates could negatively impact our financial condition and results of operations.
If the Bank or holding company were unable to borrow funds through access to capital markets, we may not be able to meet the cash flow requirements of our depositors, creditors, and borrowers, or the operating cash needed to fund corporate expansion and other corporate activities.
The OCC has imposed dividend payment and other restrictions on the Bank, which could impact our ability to pay dividends to shareholders or repurchase stock. Due to the losses that the Bank incurred in 2009 and 2008, at December 31, 2009, the Bank could not declare and pay dividends to the holding company without regulatory approval.
Legislative and regulatory actions taken now or in the future to address the current liquidity and credit crisis in the financial industry may significantly affect our financial condition, results of operation, liquidity, or stock price.
We are subject to ongoing tax examinations in various jurisdictions. The Internal Revenue Service and other taxing jurisdictions may propose various adjustments to our previously filed tax returns. It is possible that the ultimate resolution of such proposed adjustments, if unfavorable, may be material to the results of operations in the period it occurs.
If our regulators deem it appropriate, they can take regulatory actions that could impact our ability to compete for new business, constrain our ability to fund our liquidity needs, and increase the cost of our services.
The resolution of significant pending litigation, if unfavorable, could have a material adverse affect on our results of operations for a particular period.
Huntington faces other significant operational risks.
Full 10-K form ▸
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