4969--3/30/2007--AMERICAN_EXPRESS_CREDIT_CORP

related topics

{capital, credit, financial}

{loss, insurance, financial}

{operation, international, foreign}

{regulation, government, change}

The risk management policies and procedures of Credco and the Card Issuers may not be effective. Credco is exposed to risks associated with fluctuations in foreign currency exchange rates and foreign exchange controls. Credco s access to financing may be limited. Existing and proposed regulation in the areas of consumer privacy and data use and security could decrease the number of charge and credit cards issued and could increase costs. Credco and its subsidiaries are dependent on the Card Issuers that generate receivables.

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