51939--2/27/2008--CORUS_BANKSHARES

related topics

{regulation, change, law}

{loan, real, estate}

{condition, economic, financial}

{personnel, key, retain}

{competitive, industry, competition}

{loss, insurance, financial}

{provision, law, control}

{debt, indebtedness, cash}

Tightening lending standards to home purchasers may indirectly adversely affect the Company s results of operations. The slowdown in the residential real estate sector could lead to foreclosures, which could adversely affect the Company s results of operations. Declining loan balances could adversely affect the Company s results of operations. The Company s Allowance for Credit Losses may prove to be insufficient to absorb potential losses in the loan portfolio. The financial services industry is highly competitive. The Company s business is subject to interest rate risk and variations in market interest rates may negatively affect its financial performance. The Company is subject to price risk related to its portfolio of equity investments. The Company may be unable to attract and retain sufficient cost-effective funding. The Company s future success depends, in part, on its ability to attract and retain experienced and qualified personnel. The Company is a bank holding company, and its sources of funds are limited. The Company operates in a heavily regulated environment. The USA Patriot and Bank Secrecy Acts could create liabilities for the Company. Changes in accounting standards could impact reported earnings. Income tax regulations are complex and subject to change. Ownership of Corus outstanding common shares is concentrated in the Glickman Family.

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51939--2/27/2008--CORUS_BANKSHARES_INC