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related topics
{loss, insurance, financial}
{interest, director, officer}
{competitive, industry, competition}
{acquisition, growth, future}
{regulation, government, change}
The allowance for loan losses may prove inadequate or be negatively affected by credit risk exposures. If Visa Inc. is unable to consummate its initial public offering on the terms currently contemplated, National City will not receive expected proceeds from such offering. National City could experience difficulties in managing growth and effectively integrating acquisitions. If National City does not adjust to rapid changes in the financial services industry, financial performance may suffer. Future governmental regulation and legislation could limit future growth.

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