703329--3/14/2008--FIRST_FARMERS_&_MERCHANTS_CORP

related topics

{condition, economic, financial}

{loss, insurance, financial}

{personnel, key, retain}

{competitive, industry, competition}

{regulation, change, law}

We are subject to interest rate risk. Our allowance for loan losses may be insufficient. We are subject to extensive government regulation and supervision. Competition from other financial services providers could adversely impact our results of operation. We rely heavily on our management team and on our ability to attract and retain key personnel. Liquidity needs could adversely affect our results of operations and financial condition. Our profitability depends significantly on economic conditions in the communities in the State of Tennessee where we do business.

Full 10-K form ▸

related documents

730030--3/30/2007--COMM_BANCORP_INC

1181001--3/16/2007--ALLIANCE_BANKSHARES_CORP

862923--3/27/2008--ML_LIFE_INSURANCE_CO_OF_NEW_YORK

1031233--3/23/2007--PINNACLE_BANKSHARES_CORP

1302244--4/2/2007--Valley_Commerce_Bancorp

22356--2/26/2009--COMMERCE_BANCSHARES_INC_/MO/

3499--2/22/2010--ALEXANDERS_INC

835324--3/15/2006--S_Y_BANCORP_INC

887919--3/30/2007--PREMIER_FINANCIAL_BANCORP_INC

896622--2/26/2010--APTARGROUP_INC

835324--3/12/2010--S_Y_BANCORP_INC

714310--2/28/2007--VALLEY_NATIONAL_BANCORP

40729--3/28/2006--GENERAL_MOTORS_ACCEPTANCE_CORP

1143155--3/16/2006--HAMPTON_ROADS_BANKSHARES_INC

1143155--3/16/2007--HAMPTON_ROADS_BANKSHARES_INC

22356--2/26/2010--COMMERCE_BANCSHARES_INC_/MO/

101382--3/15/2006--UMB_FINANCIAL_CORP

714310--3/1/2006--VALLEY_NATIONAL_BANCORP

4828--11/29/2006--AMERICAN_CRYSTAL_SUGAR_CO_/MN/

1127371--3/24/2006--CENTRAL_VALLEY_COMMUNITY_BANCORP

891098--2/28/2007--STERLING_BANCSHARES_INC

891098--3/2/2006--STERLING_BANCSHARES_INC

943119--3/6/2007--FNBH_BANCORP_INC

849502--3/15/2006--RAMTRON_INTERNATIONAL_CORP

714310--2/28/2008--VALLEY_NATIONAL_BANCORP

943119--3/12/2008--FNBH_BANCORP_INC

741516--3/15/2007--AMERICAN_NATIONAL_BANKSHARES_INC

854071--3/16/2006--PAMRAPO_BANCORP_INC

854071--3/16/2007--PAMRAPO_BANCORP_INC

850606--6/26/2006--COMMUNITY_FINANCIAL_CORP_/VA/