707179--2/26/2010--OLD_NATIONAL_BANCORP_/IN/

related topics
{condition, economic, financial}
{loan, real, estate}
{stock, price, share}
{control, financial, internal}
{competitive, industry, competition}
{regulation, government, change}
{system, service, information}
{personnel, key, retain}
{product, liability, claim}
{acquisition, growth, future}
If Old National forecloses on collateral property, Old National may be subject to the increased costs associated with the ownership of real property, resulting in reduced revenues. We face risks with respect to future expansion. Economic conditions have affected and could continue to adversely affect our revenues and profits. Old National operates in an extremely competitive market, and Old National s business will suffer if Old National is unable to compete effectively. The loss of key members of Old National s senior management team could adversely affect Old National s business. A breach of information security or compliance breach by one of our agents or vendors could negatively affect Old National s reputation and business. Old National Is Subject To Claims and Litigation Pertaining To Fiduciary Responsibility Risks Related to the Banking Industry Changes in economic or political conditions could adversely affect Old National s earnings, as Old National s borrowers ability to repay loans and the value of the collateral securing Old National s loans decline. Changes in interest rates could adversely affect Old National s results of operations and financial condition. Old National operates in a highly regulated environment, and changes in laws and regulations to which Old National is subject may adversely affect Old National s results of operations. Our Internal Operations are Subject to a Number of Risks. Our earnings could be adversely impacted by incidences of fraud and compliance failures that are not within our direct control Risks Related to Old National s Stock We may not be able to pay dividends in the future in accordance with past practice.

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