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| related topics |
| {loan, real, estate} |
| {provision, law, control} |
| {condition, economic, financial} |
| {system, service, information} |
| {regulation, government, change} |
| {product, liability, claim} |
| {personnel, key, retain} |
| {loss, insurance, financial} |
| {acquisition, growth, future} |
| {stock, price, share} |
| {competitive, industry, competition} |
| {property, intellectual, protect} |
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We face risks with respect to future expansion.
The loss of key members of Old National s senior management team could adversely affect Old National s business.
Old National s loan portfolio includes loans with a higher risk of loss.
If Old National s actual loan losses exceed Old National s allowance for loan losses, Old National s net income will decrease.
If Old National forecloses on collateral property, Old National may be subject to the increased costs associated with the ownership of real property, resulting in reduced revenues.
A breach of information security or compliance breach by one of our agents or vendors could negatively affect Old National s reputation and business.
Old National Is Subject To Claims and Litigation Pertaining To Fiduciary Responsibility
Risks Related to the Banking Industry
Changes in economic and political conditions could adversely affect Old National s earnings, as Old National s borrowers ability to repay loans and the value of the collateral securing Old National s loans decline.
Changes in interest rates could adversely affect Old National s results of operations and financial condition.
Old National operates in a highly regulated environment, and changes in laws and regulations to which Old National is subject may adversely affect Old National s results of operations.
Changes in technology could be costly.
Risks Related to Old National s Stock
Old National s charter documents and federal regulations may inhibit a takeover, prevent a transaction that may favor or otherwise limit Old National s growth opportunities, which could cause the market price of Old National s common stock to decline.
Full 10-K form ▸
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